As the rules don't allow us to gather more than 5 pax, I had another ladies brunch at Toby's Estate, catching up with different ladies group. In the afternoon, I and hubby went to Jewel to purchase his Christmas gift which is Apple Watch. Then we had our AGM at Fun Toast where we did a review for our financial this year and planned together for next year. I am really grateful to have him as a hubby since he's a thinker and planner, he thought everything about our future. After that, we had dinner at AC kafe while watching whimsical musical fountain at Jewel. It's a fruitful day full of joy !